Teresa Schmitt

Mortgage Banker

Mortgage Banker

What our customers
are saying about

Teresa Schmitt
677 Reviews 4.97 Average
She is fantastic when problems arise! My Buyers had some unexpected challenges and she kept us afloat. Great communication and problem solving ability got us to the Closing table. Doing business with Teresa makes my job less stressful. Im so grateful!
Michelle Omenski .
MADISON, AL
As always, Teresa is the epitome of professionalism. Her communication with my client and myself made this real estate transaction the easiest one I’ve had from a financing standpoint.
Steven McDaniel .
Huntsville, AL
Teresa and Holly were always very quick to reply to any email or text! They answered all of my questions and ensured that I closed on my house right on time!! Plus, they always seemed eager to help. Thanks so much!
Chandlar W.
Huntsville, AL
Teresa and her team are absolutely incredible! Throughout the entire process they were professional, responsive, and always one step ahead. She made the loan experience seamless for my clients and brought so much peace of mind. I’m always grateful to work with someone who truly goes above and beyond!
Danielle Justice .
TONEY, AL
Teresa and her team partnered perfectly with my realtor Terri. Everyone went the extra step in every aspect of my process to ensure the most pleasant experience was achieved for me and my family. I will Highly recommend this Team to everyone I know as well as put them up against any Team in the busines. Thank You all for everything you did for me.
Shawn P.
HAZEL GREEN, AL
Working with Teressa at First Bank Mortgage was one of the best parts of our home-buying experience. From the beginning, she was clear, straightforward, and incredibly generous with her time. I had a lot of questions throughout the process—especially around what we could afford, how to approach using equity from our previous home, and how different loan options would affect our future—and she answered all of them with patience and precision. She was on multiple conference calls with me, sometimes more than once a day, just to walk me through different numbers, scenarios, and timelines. I never once felt rushed or talked down to. She truly wanted me to understand everything so I could make the best decision for my family, and that meant the world to me. Buying a house can be overwhelming, but Teressa made it feel manageable and even empowering. If you want someone who’s not just a lender, but a guide and a partner, I can’t recommend Teressa enough. Her professionalism, attention to detail, and genuine care set her apart. She was a key reason we were able to move forward with confidence.
Eric M.
OWENS CROSS ROADS, AL
Tremendous attitude
Jason Terry .
OWENS CROSS ROADS, AL
I always understood what was happening, when it was happening, and why it was happening. The communication was clear, concise, and always in a timely manner. I never had a concern about the quality of service due to the amazing service provided. I will be recommending all my friends to Teresa Schmitt so they can have a good experience and strong support during their process of getting a house.
Wesley W.
HUNTSVILLE, AL
Teresa provided my clients and myself with information on every step of the loan process and answered all questions . She was amazing with communication and was easy to contact which isn't found very much these days .
Kimberly Widner .
HUNTSVILLE, AL
Everyone was pleasant to work with. They were quick to respond to any questions we had.
Cynthia M.
NEW MARKET, AL
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Meet The Team

Holly  Birmingham
Holly Birmingham
Mortgage Banking Assistant

Our Loan Process

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Teresa Schmitt
Mortgage Banker

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