Teresa Schmitt

Mortgage Banker

Mortgage Banker

What our customers
are saying about

Teresa Schmitt
675 Reviews 4.97 Average
She is fantastic when problems arise! My Buyers had some unexpected challenges and she kept us afloat. Great communication and problem solving ability got us to the Closing table. Doing business with Teresa makes my job less stressful. Im so grateful!
Michelle Omenski .
MADISON, AL
As always, Teresa is the epitome of professionalism. Her communication with my client and myself made this real estate transaction the easiest one I’ve had from a financing standpoint.
Steven McDaniel .
Huntsville, AL
Teresa and Holly were always very quick to reply to any email or text! They answered all of my questions and ensured that I closed on my house right on time!! Plus, they always seemed eager to help. Thanks so much!
Chandlar W.
Huntsville, AL
Working with Teressa at First Bank Mortgage was one of the best parts of our home-buying experience. From the beginning, she was clear, straightforward, and incredibly generous with her time. I had a lot of questions throughout the process—especially around what we could afford, how to approach using equity from our previous home, and how different loan options would affect our future—and she answered all of them with patience and precision. She was on multiple conference calls with me, sometimes more than once a day, just to walk me through different numbers, scenarios, and timelines. I never once felt rushed or talked down to. She truly wanted me to understand everything so I could make the best decision for my family, and that meant the world to me. Buying a house can be overwhelming, but Teressa made it feel manageable and even empowering. If you want someone who’s not just a lender, but a guide and a partner, I can’t recommend Teressa enough. Her professionalism, attention to detail, and genuine care set her apart. She was a key reason we were able to move forward with confidence.
Eric M.
OWENS CROSS ROADS, AL
Tremendous attitude
Jason Terry .
OWENS CROSS ROADS, AL
I always understood what was happening, when it was happening, and why it was happening. The communication was clear, concise, and always in a timely manner. I never had a concern about the quality of service due to the amazing service provided. I will be recommending all my friends to Teresa Schmitt so they can have a good experience and strong support during their process of getting a house.
Wesley W.
HUNTSVILLE, AL
Teresa provided my clients and myself with information on every step of the loan process and answered all questions . She was amazing with communication and was easy to contact which isn't found very much these days .
Kimberly Widner .
HUNTSVILLE, AL
Everyone was pleasant to work with. They were quick to respond to any questions we had.
Cynthia M.
NEW MARKET, AL
Teresa and team made every part of the process uneventful and smooth for us. Seems no matter how many times one has done this, things always change and throw curious curveballs. But this time had great and timely responses that got is to closing without delays or issues. Communication is the key, even to frustrated customer questions. Great "old-school" customer service.
Jeremy S.
HUNTSVILLE, AL
Teresa made this intimidating process so easy. She kept us posted with updates and answered any questions that came up immediately.
Mary G.
HUNTSVILLE, AL
bg-review

Calculate a monthly payment

Meet The Team

Holly  Birmingham
Holly Birmingham
Mortgage Banking Assistant

Our Loan Process

Have questions? Contact me!

Teresa Schmitt
Mortgage Banker

Name(Required)
Hidden