Rates accurate as of 09/12/2024. Each scenario is based on a $300,000 conventional loan at 80% LTV and a 720 credit score. One point equals one percent of your loan amount. Monthly payment example does not include taxes or mortgage insurance, so the actual payment amount will be greater. The annual percentage rate, or APR, includes the interest rate, plus fees and expenses associated with taking out a loan. Application is required and subject to underwriting. Fees and charges apply and may vary by product and state. Terms, conditions and restrictions apply, so call for details. FirstBank Mortgage provides a variety of loan products with different rates, payments and fees. All loans are subject to credit approval. Products and services offered by FirstBank.